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The Housing Market's Hidden Risk: Mortgage Buydowns As A Threat To The IndustrySeeking Alpha · Oct 13, 2026In seeking to track the performance of the S&P Homebuilders Select Industry Index (the "index"), the fund employs a sampling strategy. It generally invests substantially all, but at least 80%, of its total assets in the securities comprising the index. The index represents the homebuilders segment of the S&P Total Market Index ("S&P TMI").