Empire Bancshares, Inc. operates as the bank holding company for The Hicksville Bank that provides various banking products and services. It offers checking and savings, money market, NOW, and Christmas club accounts; certificates of deposit; and individual retirement accounts. The company also provides auto loans, personal consumer loans, home equity lines of credit, mortgage loans, residential construction loans, mortgages, commercial real estate lending, lines of credit, term loans, small business administration loans, and agriculture loans.