Cornerstone Financial Corporation serves as the holding company for Cornerstone Bank, providing a comprehensive range of financial products and services to both individual consumers and businesses. Its deposit offerings include checking, money market, and savings accounts, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). The institution's lending portfolio features home equity lines of credit, term loans, government-backed and Small Business Administration (SBA) loans, business lines of credit, letters of credit, and commercial mortgages.