Andover Bancorp, Inc. functions as the holding company for Andover Bank, delivering a comprehensive suite of banking solutions to both individual and commercial clients. The institution offers diverse deposit products, such as checking and savings accounts, individual retirement accounts, and certificates of deposit. Its lending portfolio is extensive, encompassing mortgages, construction financing, home equity lines, vehicle and personal loans, alongside various business credit facilities like term loans, commercial real estate financing, Small Business Administration loans, and working capital lines.