Bank of America Corporation, listed on the NYSE under the symbol BAC, is a leading financial institution in the United States. It offers a wide range of banking and financial services, including consumer banking, wealth management, and investment banking. The company competes with other major banks like JPMorgan Chase and Wells Fargo.
On January 14, 2026, Bank of America reported its earnings, revealing an EPS of $0.98, which exceeded the estimated $0.95. The bank's revenue also surpassed expectations, reaching approximately $28.37 billion compared to the forecasted $27.76 billion. This strong performance is attributed to robust net interest income and equities trading.
The bank's profit for the fourth quarter increased by 12% year-over-year, reaching $7.6 billion, or 98 cents per share. This growth was driven by a 23% surge in equity trading revenue, which totaled $2.02 billion. As highlighted by Bloomberg Television, this contributed to the bank's net interest income exceeding analysts' expectations.
CEO Brian Moynihan expressed confidence in the US economy, citing resilient consumers and businesses, as well as favorable regulatory and policy environments. For the full year of 2025, Bank of America's profits rose to $30.5 billion, up from $27 billion in the previous year, with per-share earnings increasing by 19% to $3.81.
Bank of America's financial metrics provide insight into its market valuation and financial health. The P/E ratio is approximately 13.15, while the price-to-sales ratio is about 2.02. The enterprise value to sales ratio stands at 4.46, and the enterprise value to operating cash flow ratio is around 13.71. The earnings yield is about 7.60%, and the debt-to-equity ratio is approximately 2.33. The current ratio is around 0.41, indicating potential challenges in covering short-term liabilities.
