Citigroup Inc. (NYSE:C) is a leading global bank with a wide range of financial services, including consumer banking, corporate and investment banking, and wealth management. As a major player in the financial sector, Citigroup competes with other banking giants like JPMorgan Chase and Bank of America. The company is set to release its quarterly earnings on Tuesday, July 15, 2025.
Analysts expect Citigroup to report earnings per share (EPS) of $1.70, while some anticipate a slightly lower EPS of $1.63, up from $1.57 in the same period last year. This growth reflects the company's ability to increase profitability despite market challenges. The projected revenue is approximately $20.75 billion, with some estimates slightly higher at $20.83 billion, indicating a rise from $20.14 billion a year ago.
Recently, Citigroup announced a $650 million redemption of floating rate notes due in 2026, which may impact its financial position. The company's shares rose by 2.3%, closing at $88.72, as highlighted by Morgan Stanley analyst Betsy Graseck, who maintained an Overweight rating and increased the price target from $94 to $103.
Citigroup's financial metrics reveal a price-to-earnings (P/E) ratio of 12.05, suggesting investors are willing to pay $12.05 for every dollar of earnings. The price-to-sales ratio is 0.95, indicating the stock is valued at less than one times its sales. The enterprise value to sales ratio is 3.57, reflecting the company's total valuation compared to its sales.
The company's earnings yield is approximately 8.30%, showing the percentage of each dollar invested that was earned by the company. However, Citigroup's debt-to-equity ratio is high at 3.53, indicating significant reliance on debt for financing. The current ratio of 0.29 suggests potential liquidity concerns, as it indicates the company's ability to cover short-term liabilities with short-term assets.
