Pagaya Technologies Ltd. (NASDAQ: PGY) is a global technology company renowned for its artificial intelligence infrastructure within the financial ecosystem. With headquarters in New York and Tel Aviv, PGY stands out for its prudent underwriting and consistent execution amidst a competitive landscape. The company's financial performance is a focal point for both investors and analysts.
On November 10, 2025, PGY disclosed its earnings before the market opened, revealing an earnings per share (EPS) of $0.23, which did not meet the anticipated $0.65. Nevertheless, PGY's revenue reached $350.16 million, exceeding the forecast of $338.86 million. This revenue achievement closely mirrors the $350.17 million reported for the quarter ending September 2025, which surpassed the Zacks Consensus Estimate by 3.29%.
The price-to-sales ratio stands at about 1.92, suggesting that investors are paying $1.92 for every dollar of sales. The company's debt-to-equity ratio is 2.08, indicating it has more than twice as much debt as equity. Despite these challenges, PGY maintains a current ratio of approximately 1.42, suggesting it has a reasonable level of liquidity to cover its short-term liabilities.