Selective Insurance Group, Inc. (NASDAQ:SIGI) is a prominent player in the insurance industry, specifically within the property and casualty sector. The company provides a range of insurance products and services, catering to both individual and commercial clients. SIGI competes with other major insurers in the market, striving to maintain its position through strategic financial management and customer-focused offerings.
On October 22, 2025, SIGI reported its earnings, revealing an earnings per share (EPS) of $1.75, which was below the estimated $1.85. This shortfall represents a negative surprise of 4.89%, as highlighted by Zacks. Despite this, the EPS showed growth from the previous year's $1.40, indicating an upward trend in profitability over time.
SIGI's revenue for the quarter was approximately $1.21 billion, falling short of the estimated $1.35 billion. However, when compared to the same period last year, the revenue of $1.35 billion marks a 9.1% increase, demonstrating the company's ability to grow its top line. This growth slightly exceeded the Zacks Consensus Estimate by 0.42%, showcasing a positive aspect of the financial results.
The company's financial ratios provide further insight into its performance. With a price-to-earnings (P/E) ratio of 12.97, SIGI's market valuation of earnings is relatively moderate. The price-to-sales ratio of 0.97 and enterprise value to sales ratio of 1.14 suggest a balanced valuation relative to revenue. Additionally, the enterprise value to operating cash flow ratio of 4.99 indicates a reasonable valuation compared to cash flow. SIGI's financial health is further supported by a debt-to-equity ratio of 0.27, reflecting a conservative approach to leverage.
