Investar Holding Corporation, trading as NASDAQ:ISTR, is the parent company of Investar Bank, National Association. It operates in the financial sector, providing banking services. On October 20, 2025, ISTR reported its earnings, achieving a revenue of approximately $37.1 million, surpassing the estimated $29.6 million. This performance highlights the company's ability to exceed market expectations.
ISTR's earnings per share (EPS) for the quarter were $0.54, surpassing the Zacks Consensus Estimate of $0.48. This is an improvement from the $0.45 per share reported in the same quarter last year. The company's net income for the third quarter of 2025 was $5.7 million, up from $4.5 million in the previous quarter. This growth reflects ISTR's strong financial performance.
The company's price-to-earnings (P/E) ratio is approximately 10.02, indicating how the market values its earnings. A P/E ratio of this level suggests that investors are willing to pay $10.02 for every dollar of earnings. Additionally, the price-to-sales ratio is about 1.44, showing how much investors are willing to pay per dollar of sales.
ISTR's enterprise value to sales ratio is around 1.78, reflecting the company's total valuation compared to its sales. The enterprise value to operating cash flow ratio is approximately 21.21, providing insight into the company's cash flow generation relative to its valuation. The earnings yield is about 9.98%, offering a perspective on the return on investment.
The debt-to-equity ratio of 0.42 indicates the proportion of debt used to finance the company's assets relative to shareholders' equity. A current ratio of 0.17 may suggest potential liquidity challenges in meeting short-term obligations. Despite these challenges, ISTR's financial performance in the third quarter of 2025 demonstrates its ability to generate strong earnings and revenue growth.
