Equifax (NYSE:EFX) reported stronger-than-expected second-quarter results, propelled by resilient mortgage revenue growth despite a challenging market backdrop. However, shares closed with an 8% loss yesterday.
Adjusted earnings came in at $2.00 per share, handily beating analyst expectations of $1.50. Revenue totaled $1.537 billion, above the $1.51 billion consensus, and marked a 7% year-over-year increase.
U.S. mortgage revenue rose 14%, defying broader market declines. Workforce Solutions revenue rose 8%, driven by a 10% increase in Verification Services. U.S. Information Solutions (USIS) revenue grew 9%, including a 20% jump in mortgage-related income.
For Q3 2025, Equifax guided revenue in the $1.505–$1.535 billion range and EPS of $1.87–$1.97, both broadly in line with consensus. The company maintained its full-year constant currency guidance but raised its full-year reported revenue forecast by $35 million and adjusted EPS by $0.03 to reflect favorable FX trends.
