Affirm Holdings, Inc. (NASDAQ:AFRM) is a leading financial technology company that offers installment loans to consumers at the point of sale. Founded in 2012, Affirm provides a transparent and flexible alternative to traditional credit, competing with other buy-now-pay-later services like Afterpay and Klarna. On September 15, 2025, Jiyane Siphelele, the Chief Accounting Officer, sold 12,500 shares of Class A Common Stock at $85.42 each, retaining 213,967 shares.
Recently, Affirm has garnered significant investor attention, as reported by Zacks.com, suggesting potential growth opportunities or strategic initiatives that could influence the stock's performance. Despite a high P/E ratio of 560.21, indicating a high valuation relative to its earnings, investor interest remains strong.
The company's price-to-sales ratio of 8.95 suggests that investors are willing to pay nearly nine times the company's sales per share, reflecting confidence in Affirm's growth potential. Moreover, the enterprise value to sales ratio of 10.97 further highlights the company's total valuation in relation to its sales.
Affirm's enterprise value to operating cash flow ratio of 44.55 indicates a high valuation compared to its cash flow from operations. The company's earnings yield is relatively low at 0.18%, which may concern some investors. However, Affirm's strong current ratio of 54.19 demonstrates its robust ability to cover short-term liabilities with short-term assets.
The debt-to-equity ratio of 2.56 shows that Affirm has more than twice as much debt as equity. This level of leverage may pose risks, but it also highlights the company's aggressive growth strategy. As investors continue to closely monitor Affirm, these financial metrics will be crucial in shaping their investment decisions.
