Commerce Bancshares, Inc. (NASDAQ:CBSH) is a prominent player in the banking sector, specifically within the Zacks Banks - Midwest industry. The company provides a range of financial services, including personal banking, business banking, and wealth management. It competes with other regional banks, striving to deliver strong financial performance and shareholder value.
On July 16, 2025, CBSH reported earnings per share (EPS) of $1.14, surpassing the estimated $1.02. This represents an earnings surprise of +11.76%, as highlighted by Zacks. The company has consistently exceeded expectations, with the previous quarter also showing a +5.38% surprise. This trend underscores CBSH's ability to outperform market predictions.
CBSH's revenue for the second quarter of 2025 reached approximately $445.76 million, exceeding the estimated $435.21 million. This revenue figure not only surpassed the Zacks Consensus Estimate by 3.58% but also showed growth from $414.49 million in the same period last year. Over the past four quarters, CBSH has consistently exceeded consensus estimates for both EPS and revenue.
The company's financial health is further reflected in its valuation metrics. CBSH has a price-to-earnings (P/E) ratio of about 15.43, indicating the price investors are willing to pay for each dollar of earnings. The price-to-sales ratio stands at approximately 4.02, reflecting the company's market value relative to its revenue. These metrics suggest a solid market position.
CBSH's balance sheet shows a debt-to-equity ratio of around 0.70, indicating a balanced approach to financing its assets. The current ratio is approximately 0.22, suggesting the company's ability to cover short-term liabilities with short-term assets. These figures highlight CBSH's financial stability and prudent management practices.
