OneMain Holdings is a leading consumer finance company. It specializes in providing personal loans and other credit products to customers. The company often serves individuals who may have difficulty securing financing from traditional banks, operating a large network of branches across the United States.
On May 1, 2026, OneMain Holdings reported its first-quarter financial results. The company posted an earnings per share (EPS) of $1.95. As highlighted by Zacks, this result beat the consensus estimate of $1.92. This also marks a notable increase from the $1.72 per share reported in the same quarter a year ago.
However, OneMain Holdings’ revenue came in slightly below expectations. OneMain Holdings reported total revenues of $1.07 billion for the quarter. While this figure represents a 6.9% increase from the $996 million generated in the prior-year period, it narrowly missed the consensus estimate by 0.58%.
The company shows growing profitability. According to its report highlighted by PR Newswire, net income rose to $226 million for the quarter. This is an improvement from the $213 million in net income recorded during the same period in the previous year, indicating a stronger bottom line.
OneMain Holdings is actively returning value to its shareholders. The company declared a quarterly dividend of $1.05 per share and also repurchased 1.9 million shares for $105 million. Its debt-to-equity ratio, which measures company debt against shareholder investment, is currently 6.67.
