Upstart Holdings, Inc. (NASDAQ:UPST) is a financial technology company that leverages artificial intelligence to improve credit risk assessment, aiming to enhance access to affordable credit while minimizing risk for lenders. It competes with both traditional credit scoring systems and other fintech firms. Recently, Goldman Sachs analyst Will Nance set a price target of $71 for UPST, while the stock was trading at $75.62, as reported by TheFly.
The stock's recent performance has been marked by volatility. On July 14, 2025, UPST closed at $75.62, marking a 4.31% decline from the previous day. This drop was more pronounced than the broader market indices, with the S&P 500, Dow, and Nasdaq experiencing smaller declines of 0.33%, 0.63%, and 0.22%, respectively. Despite this, UPST has seen a remarkable 44.8% increase over the past month, significantly outperforming the Finance sector's 3.2% gain and the S&P 500's 4.07% rise.
Investors are closely watching UPST's upcoming earnings report, set for August 5, 2025. The company is expected to report earnings per share (EPS) of $0.27, a substantial 258.82% increase from the same quarter last year. Revenue is projected to reach $225.3 million, representing a 76.52% rise compared to the previous year's quarter. These figures highlight the company's strong growth trajectory.
Currently, UPST's stock price is $72.35, reflecting a 4.32% decrease with a change of $3.27. The stock has fluctuated between a low of $68.12 and a high of $72.57 during the day. Over the past year, UPST has reached a high of $96.43 and a low of $20.60. The company's market capitalization is approximately $6.88 billion, with a trading volume of 3,382,652 shares on the NASDAQ exchange.
