Heritage Insurance Holdings, Inc. (NYSE:HRTG) is a super-regional property and casualty insurance holding company. It provides insurance products primarily in the United States. The company is set to release its quarterly earnings on March 9, 2026. Analysts expect earnings per share (EPS) of $1.61 and revenue of approximately $212.6 million.
The anticipated earnings report for the quarter ended December 2025 is expected to show an increase in earnings driven by higher revenues. If Heritage Insurance's actual results surpass these expectations, it could positively impact the stock price. Conversely, if the results fall short, the stock may experience a decline. The sustainability of any immediate price changes will depend on management's discussion during the earnings call.
Heritage Insurance's stock opened at $27.90 on Monday, with a 12-month range between $9.89 and $31.98. The company has a market capitalization of $862 million and a price-to-earnings ratio of 5.78. The stock's beta of 0.95 indicates moderate volatility compared to the market. The company maintains a quick and current ratio of 0.82, with a debt-to-equity ratio of 0.18.
The company anticipates reporting an after-tax net income exceeding $60 million, translating to more than $2.00 per share. Additionally, Heritage expects a full-year return on equity surpassing 45%. These promising results are attributed to increased total revenue compared to the previous year, alongside reduced losses and expenses.
Heritage Insurance Holdings appears to be valued attractively in relation to its total sales, with a price-to-sales ratio of about 0.98 and an enterprise value to sales ratio of 0.44. The enterprise value to operating cash flow ratio is 3.27, reflecting the company's ability to generate cash from its operations. The earnings yield is 18.07%, indicating a strong return on investment for shareholders.
