Key takeaways
- The 10-year Treasury yield raced back toward 5% after the latest inflation report and closed at 4.98% on November 10.
- The host told him to look at delaying instead, because each year of waiting increases the benefit by “something close to 8%.”
Tom's bond screen shows yields flirting with 5%, and his savings could cover three years of bills. Before he trades guaranteed income for Treasury interest, one hidden cost, a tax trap, and his spouse's future could change the math.
