Key takeaways
- On retirement accounts, she said in 2024 that “almost in 99% of the cases it makes no sense to put an annuity within a retirement account.”
- In a 2022 episode, she said buying a single premium deferred annuity inside an IRA “doesn’t make a whole lot of sense given what interest rates currently are with Treasuries.”
Suze Orman moved about $20 million a year of clients into one type of annuity, and she still defends it today. Her rules sound simple, but the tax code and a few overlooked risks decide whether they work for you.
