Community Financial System, Inc. ( CBU ) Q3 2026 Earnings Call October 27, 2026 11:00 AM EDT Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP, Treasurer & CFO Conference Call Participants Stephen Moss - Raymond James & Associates, Inc., Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Matthew Breese - Stephens Inc., Research Division Eric Bedell Daniel Cardenas - Brean Capital, LLC, Research Division Presentation Operator Good day, and welcome to the Community Financial System, Inc.'s Third Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that this event is being recorded and discussion may contain forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates and projections about the industry, markets and economic environment in which the company operates.
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